Blog about personal finance and self-development
In May 2019 we bought a summer apartment/studio to Pärnu. As I'm from Pärnu, I've always had a feeling that I need to have our own place there (besides my mom's place). As I basically live in real estate portals, I stumbled upon this awesome deal, priced insanely under the market price. Usually, for this [...]
If you’re tired of paying rent every month for an apartment that will never be yours, then you’ve probably thought about buying your own place. Even though it means paying a lot of money upfront, you’ll be working towards fully owning your own place one day. It’s basically a small investment you make every month. [...]
We bought our home in late 2016, completely unfurnished, and have spent a fair amount of time (and money) on making it our home. We're pretty happy with the results, so I thought I might as well just share it with you guys. The apartment is 45 square meters, which means that we had to [...]
Despite the fact we bought our first home a couple of years ago now, this story is still a good lesson to anyone planning to purchase a home soon. We bought our first real home in Tartu, Estonia. Obviously, we were assisted by a loan from the bank, and our family. I want to shed [...]
This article is meant for beginner investors who’d like to keep their investment portfolio as diversified as possible. By “real estate investing” I refer to renting out residential real-estate and by “stock market investing” I refer to value investing. During periods of economic growth, people who save regularly often find themselves thinking: should I spend [...]